It’s simple, really. We want our members to save, borrow, and invest with us over a lifetime. That’s why we’re willing to work harder than your average bank to get your business and to keep it. We work to reward and encourage you for doing what’s in your own best interest.

That willingness to go above and beyond is what we call grit. It’s what makes us different. And it’s a difference our members can count on.

Below are ten of the ways you can save as an Ardent member right now.

1. Earn up to $25 in ATM fee refunds every month with a free High-Yield or Cashback Checking Account

2. Earn up to $10 a month on debit card purchases with Cashback Checking

3. Save an average of $2,600 on your next new car with Auto Buying Concierge

4. Earn cash rewards (average over $1,100) when you buy or sell a home with an agent in our network

5. Receive a .25% APR* discount on all loan rates with automated payments (excludes mortgages)

6. Never pay a balance transfer fee (often 3-5%) with our VISA Credit Card

7. Free financial counseling to improve your credit score and reduce loan rates

8. Avoid paying high credit card rates with a no annual fee, fixed-rate Lend-a-Paw Line of Credit for pet expenses

9. Save on insurance - an average of $652 on home and auto policies with Ardent Insurance Agency.

10. Purchase fee-free Visa gift cards during holiday and graduation seasons