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Lend-a-Paw Line of Credit

Think of it as the ultimate pet cushion

Our pets are part of the family and you want to take care of them as best you can. But you shouldn’t have to pay high credit card rates to do so. Our Lend-A-Paw Line of Credit is a low-rate alternative that provides on-demand access to extra cash to help you pay for all the unexpected costs of being a pet parent. There is no set term or annual fee, so you can open your line today for free before you need it. You’ll get peace of mind knowing you’re prepared for any pet emergency.

Lend-A-Paw Line of Credit Benefits:

  • Fixed rate of 9.99% APR*
  • Lines up to $5,000
  • No application fee
  • Easy to apply
  • No annual fee
  • No set repayment term
  • Free debit card for quick access to funds

Apply Now

Already a member? Log into eBanking and click on “Borrow” to quickly apply for your line.

Have more questions?

We are happy to provide answers. Just tell us how to reach you.

How Lend-a-Paw Can Help You

Skip the high-interest credit cards and choose the lower-rate Lend-a-Paw so you can afford surprise pet costs, including:

  • Emergency vet bills
  • Professional trainers
  • Obedience classes
  • Boarding and Kennel costs
  • Lost security deposits
  • Refinancing existing pet loans / CareCredit® cards

Open Your Line Today

Apply online now to set up your line for free and know it’s there when your pet needs it.

Apply Now


*APR = Annual Percentage Rate. Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. Rates are subject to change at any time.