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Ardent Signature Loan

The personal loan for fast, affordable cash

Looking to pay off debt? Make a major purchase? Pay for a wedding? Whatever your reason, a Signature Loan from Ardent can provide the cash you need fast at one low rate and without any fees.

Our Signature Loan is an unsecured personal loan for general use. It can help you to cover costs and gain control of your finances without the hassle. We call it a Signature Loan, because it doesn’t require any collateral to secure the funds—Your signature is your guarantee you’ll repay the loan.  

Reasons to love our Signature Loan

  • Loans up to $25,000
  • No loan origination fees
  • Low, fixed rates
  • Up to 72 months to pay back
  • No collateral required to access funds
  • Free online application
  • Same-day decisions (in most cases)
  • Quick funding available

Not sure where to begin?

Fill out this form and we can help get you started.

Please do not submit confidential account or personal information, such as social security, driver’s license, account or member numbers.

How an Ardent personal loan can help you​

Choose a personal signature loan to take advantage of quick approvals and easy access to extra cash for almost any occasion, including:

  • Debt consolidation (credit cards, medical bills, etc.)
  • Refinance existing personal loans
  • Weddings and special occasions
  • Major purchases
  • Home improvements
  • Auto repairs
  • Travel and vacation
  • Moving and relocation

Apply for a Signature Loan


Get the funds you need now. Complete your loan application online in minutes and receive your approval decision shortly.


Apply Now


*Rates effective November 9, 2022. Applicants must borrow at least $1,500 in new money for consolidation of any existing Ardent personal loans. Not everyone will qualify for the best rate. Interest rate based on borrower’s credit score at time of application and includes 0.25% discount for automatic loan repayment. Rates are subject to change based on market conditions and borrower eligibility. Payment example: A 72-month loan at 7.49% fixed APR will have 72 monthly payments of $17.29 per $1,000 borrowed. The minimum approved loan amount is $500.