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CreditSavvy
Your credit score, alerts and more. 24/7
CreditSavvy is a powerful, free tool in eBanking that allows you to securely monitor your credit, set goals to improve your credit score, access resources to grow your knowledge and more—anytime, anywhere.
Become CreditSavvy today by logging into eBanking and selecting CreditSavvy from the main menu (You may be asked to provide some identifying information to confirm your identity.)
CreditSavvy features:
- Credit score updated daily
- Real-time credit alerts
- Credit score simulator and goals
- Access to your full credit report
- FAQs and financial health tips
- Recommended loan offers
Not using eBanking yet? Get started here.
Frequently Asked Questions
CreditSavvy, powered by SavvyMoney®, is a free tool in eBanking that allows you to securely check your credit score daily, set up credit alerts, review your credit report, receive credit offers and access tips to boost your credit health.
All eBanking users are automatically able to access CreditSavvy from the main eBanking menu. There is no need to enroll.
No. There is no fee.
CreditSavvy uses VantageScore 3.0 from TransUnion to report your score. It is updated daily.
CreditSavvy uses VantageScore 3.0 from TransUnion. It may differ slightly from scores used by other credit bureaus, including your FICO® score. Each credit bureau has its process for correcting inaccurate information, but you can file a dispute by clicking on the "Start a Dispute" link at the bottom of your credit report within CreditSavvy.
No. Checking credit score on SavvyCredit is a "soft inquiry" which does not affect your credit score.
No, Ardent uses its own lending criteria when making lending decisions and has no access to your CreditSavvy score.
If you regularly use eBanking, your score will be updated every seven days. You can also refresh your score and full credit report every 24 hours by clicking “Refresh Score.”