Whatever you have in mind, Ardent has a personal loan option that can get you there

Ready to consolidate debt? Make a special purchase? Sometimes it just takes a little cash to make it happen. That’s where Ardent can help. We offer quick approvals and easy access to funds.

Signature Loan

  • Borrow up to $25,000
  • No collateral required
  • Fixed interest rate and monthly payment

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QuickCA$H Line of Credit

  • A line of credit with no collateral required
  • Lines available between $500 and $15,000
  • Quick decisions and easy access to funds

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Savings/CD Secured Loan

  • Use your Ardent accounts as collateral
  • Get the money you need, for any purpose

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Lend-A-Paw Line of Credit

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Rates effective starting: 03.27.23
Loan Type APR1 Maximum Term Monthly Cost
Per $1,000
Personal Loan (as low as) 8.99% 60 months $20.77
Personal Loan (as low as) 9.24% 72 months $18.16
QuickCA$H Line-of-Credit 12.25%
Share Secured Ardent Savings Rate +1.5% 120 months Varies
Certificate Secured Certificate Rate +1.5% 120 months Varies

1APR = Annual Percentage Rate. Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. Rates are subject to change at any time.