Just what the doctor ordered for your finances.

Just what the doctor ordered for your finances.

Health Savings Account

When the apple a day doesn't work, you'll have money available.

Part of a solid medical care plan

Doctor's advice – prepare for the rising costs of medical expenses with our Health Savings Account (HSA). To open one of our Pennsylvania credit union HSAs, you must be an Ardent CU member currently enrolled in a High-Deductible Health Plan. Then you can receive the account's tax advantages while saving money for future medical expenses.

  • No fees to open or maintain your account
  • Rollovers welcome
  • Competitive savings rate
  • Tax-deferred earnings
  • Tax-deductible contributions

Speak to a Health Savings Expert

Savings

Rates effective starting: March 28, 2024

Product Minimum to Open Annual Percentage Yield1 Interest Rate
Ardent Savings $5.00 0.01% 0.01%
Business Savings Account (up to $250,000) $5.00 0.01% 0.01%
Business Savings Account (over $250,000) $5.00 0.01% 0.01%
Holiday/Vacation/Savings Goal Club $5.00 0.01% 0.01%
Health Savings Account $0.00 0.01% 0.01%
Rookie Account– ages 0-12 $5.00 1.00% 0.995%
Stash Account – ages 13-26 (up to $2500) $5.00 1.50% 1.485%
Stash Account– ages 13-26 (up to $5000) $5.00 2.00% 1.980%
Stash Account– ages 13-26 (over $5000) $5.00 2.50% 2.465%
SaveUP Account ($0-$25,000.00) $5.00 1.50% 1.485%
SaveUP Account ($25,000.01-$50,000.00) $5.00 1.75% 1.735%
SaveUP Account ($50,000.01-$100,000.00) $5.00 2.00% 1.980%
SaveUP Account ($100,000.01-$500,000.00) $5.00 2.50% 2.465%
SaveUP Account ($500,000.01 -$1,000,000) $5.00 4.000% 3.925%

1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings.